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Global FX Broker Transparency & Rating
Sources auditable

OANDA

HeadquartersUnited States Founded1996 Regulatory licenses4 Websitewww.oanda.com

Why this score?

5 dimensions · open algorithm
Regulation w = 0.3
100.0 30.0 pts
Risk control w = 0.2
90.0 18.0 pts
Transparency w = 0.2
85.0 17.0 pts
Reputation w = 0.2 · not assessed (base 50)
50.0 10.0 pts
Disclosure w = 0.1 · not assessed (base 50)
50.0 5.0 pts
Assessment coverage 3/5 · These dimensions lack sufficient public data and stay at the base 50, excluded from downgrade checks: Reputation、Disclosure
Facts marked ↗ link to a public source; the rest are internally verified, evidence link pending Methodology Updated at: 2026-08-30 10:39

Regulatory licenses

4 on record
NFA T1
Active
United States
NFA ID0325821
OANDA Corporation
Verify
Verified 2026-08-30
FCA T1
Active
United Kingdom
Firm reference542574
OANDA Europe Limited
Verify
Verified 2026-08-30
ASIC T1
Active
Australia
Licence412981
OANDA Australia Pty Ltd
Verify
Verified 2026-08-30
MAS T1
Active
Singapore
Company registration200704926K
OANDA Asia Pacific Pte Ltd
Verify
Verified 2026-08-30

Which entity onboards you — and what protection you get

4 entities

You contract with one of the licensed entities below, not with the brand. Protection differs enormously between jurisdictions, so check which entity actually onboards you.

Regulator / Jurisdiction Entity Retail leverage cap Investor compensation Negative balance protection
NFA T1
United States · NFA
OANDA Corporation #0325821
1:50 No investor compensation scheme; SIPC does not cover retail forex Not recorded
FCA T1
United Kingdom · FCA
OANDA Europe Limited #542574
1:30 FSCS, up to £85,000 per person Mandatory
ASIC T1
Australia · ASIC
OANDA Australia Pty Ltd #412981
1:30 No statutory investor compensation scheme Mandatory
MAS T1
Singapore · MAS
OANDA Asia Pacific Pte Ltd #200704926K
1:20 No statutory investor compensation scheme Not recorded
Leverage caps, compensation limits and negative balance protection are general jurisdiction rules, not promises by this broker. Entity names and licence numbers link back to regulator evidence.

Company profile

Structure · Ownership · Listing
Client funds segregated
Yes — held separately from company funds
Negative balance protection
Yes — losses capped at account balance
Trading platforms
MetaTrader 5 TradingView
Source Checked 2026-08-28

Score evidence trail

9 scoring facts
Regulation +/− Reason Evidence
Regulation +30.0 Tier 1 licence from FCA (REG_LIC_FCA)
Regulation +30.0 Tier 1 licence from ASIC (REG_LIC_ASIC)
Regulation +30.0 Tier 1 licence from NFA (REG_LIC_NFA)
Regulation +30.0 Tier 1 licence from MAS (REG_LIC_MAS)
Risk control +30.0 Client money is held separately and can be verified (RISK_FUND_SEG) evidence pending
Risk control +10.0 Negative balance protection is provided (RISK_NBP) evidence pending
Transparency +20.0 Registered and operating locations are consistent (TRANS_HQ_MATCH) evidence pending
Transparency +15.0 Shareholders and directors are publicly traceable (TRANS_SHAREHOLDERS) evidence pending
Reputation +0.0 Insufficient user reviews (0) for assessment (REP_INSUFFICIENT) evidence pending

Time Machine

2026-04-28 17:42 ·
2026-04-28 17:42 ·
2026-04-28 17:42 ·
2026-05-10 09:00 · license_status_change
license_status_change
Evidence

AI editor brief

FXCN risk summary

OANDA has strong brand recognition and operating history, but users still need to check onboarding region, account product, leverage limits and the regulator complaint path. US, UK/EU and other regional entities do not offer the same product set.

Generated by AI from structured facts above. All sources are linked under "Why this score".

Frequently Asked Questions

Which authorities regulate OANDA?

As of 2026-08-30, the FXCN database records 4 active licence(s) for OANDA: NFA #0325821, FCA #542574, ASIC #412981, MAS #200704926K, including 4 Tier-1 licence(s). Every entry links to its public evidence source — see the licence table above.

Is OANDA legit and safe?

Based on public regulatory data and our open-source algorithm, FXCN currently scores OANDA at 80.0/100 (Yellow · Caution). Scores are fully independent of commercial deals and are not investment advice; fund safety ultimately depends on the licensed entity that onboards your account.

When was OANDA founded and where is it based?

OANDA was founded in 1996 and is headquartered in United States.

How can I verify OANDA's licences myself?

Take the licence number to the regulator's official register (FCA Register, ASIC Connect, NFA BASIC, etc.) and search it. Every licence row on FXCN links to its regulator evidence page with a last-verified date.

How do I spot clone firms impersonating OANDA?

Clone firms reuse a genuine broker's name and licence number but operate different domains, payment accounts and support channels. Trust only the domain on the regulator's record; "agent onboarding" or "insider channels" are scam signals. Cross-check with FXCN's scam-check tool. Scam Check

Which scoring dimensions has FXCN actually assessed for OANDA?

The FXCN score combines 5 weighted dimensions: Regulation 30%, Risk control 20%, Transparency 20%, Reputation 20%, Disclosure 10%. As of 2026-08-30, 3/5 dimensions have enough public data to assess; not yet assessed: Reputation, Disclosure. Unassessed dimensions stay at the base score of 50 — they neither add points nor trigger the "any dimension too low" downgrade. We would rather flag a gap than fill it with a guess. Every individual point adjustment is listed in the evidence table above.

How is the FXCN score calculated?

Scores are computed automatically by a 100% open-source algorithm from public regulatory data — anyone can reproduce the exact score locally. Advertising never affects any score; see our methodology and revenue disclosure pages. Methodology

User reviews

No reviews yet.
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