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Beginner · 10 min · fee

Spread, commission and swap: how to calculate real trading cost

Low spread does not equal low total cost. Real cost also includes commission, slippage, swap and funding fees.

fxcn editorial 2026-06-03
## Cost is more than spread
Many platforms advertise zero or very low spreads, but Raw accounts may charge commission and overnight positions may incur swap.

## Simple calculation
For short-term trading, check spread plus commission plus slippage. For overnight trading, add long or short swap. Frequent funding users should also check payment fees.

## When comparing brokers
Compare the same instrument, account currency and trading session. Spreads can widen around news and low liquidity, so do not rely only on minimum website spreads.

## FXCN advice
Keep real records for each platform: open price, close price, commission, swap, slippage and withdrawal fee.