## What problem it solves
During extreme gaps or liquidity shortages, stops may not execute as expected and an account can go below zero. Negative balance protection usually limits retail client loss to account funds.
## Why entity matters
The same brand may provide different protection in the UK, Australia, EU and offshore regions. Website wording does not guarantee your entity is covered.
## Where to check
Client agreement, risk disclosure, margin policy, regulator rules and FAQ pages. Save screenshots of exact terms.
## If protection is absent
Reduce leverage, avoid oversized weekend and major-news positions, reduce concentration and confirm whether negative balances can be collected.
