A stock offer, a CFD policy and an account table answer different questions
HYCM's English site presents HYCM INVEST alongside its trading accounts and research tools. Before comparing a headline spread or deposit minimum, identify the company, the product and the document governing that particular account. Public pages leave several differences unresolved.
Review scope: current public account, stock and campaign pages; selected provisions of the linked execution and Islamic-fee documents; and a limited UK register check. No account was opened, funded or traded. HYCM INVEST custody terms and personal eligibility were not obtained.
The English language does not identify your contracting firm
The inspected homepage names HYCM Capital Markets S.R.L. and Costa Rica registration 3-102-883933. It separately identifies HYCM Capital Markets (UK) Limited, company number 02878581, for MetaTrader platform services. A company registration is not a financial-services licence; a platform-services reference does not establish that the UK firm holds your account.
The actual FCA record identifies HYCM Capital Markets (UK) Limited, reference 186171, authorised since 1 December 2001, with www.hycm.co.uk listed as its website. This check is limited to the UK record. It does not establish the permissions of S.R.L., every HYCM INVEST activity or your account's contracting company.
The FCA record also makes complaint and compensation coverage conditional on the activity and other eligibility rules. Obtain the applicable company's current agreement and a written explanation of any claimed protection. The existing European relation is recorded here as withdrawn, not as a current authorisation. Full group permissions and individual protection remain unfinished checks.
Two public pages give different deposit minimums
| Account | Main account table | Campaign table | EA use in main table |
|---|---|---|---|
| Fixed | US$20 minimum; spread from 1.5 pips. | US$100 minimum. | No. |
| Classic | US$20 minimum; spread from 1.2 pips. | US$100 minimum. | Yes. |
| Raw | US$20 minimum; spread from 0.1 pips. | US$200 minimum. | Yes. |
Sources: the main account table and campaign landing page. Neither response resolves which offer applies to you. This review does not select one as the universally correct minimum or treat the difference as proof of an account error.
The main table distinguishes Raw commissions by product: FX US$4 per round, metals US$5 per round and other products US$0 per round. The retrieved wording does not explicitly settle the quantity unit behind “per round.” Obtain the account's instrument-specific schedule before converting it into a per-lot or per-side estimate.
Save the page, offer identifier and date alongside the account type, company and platform. Ask for the minimum and commission basis applicable to that combination. A successful minimum deposit would not by itself establish sufficient margin, product access or permission to run an automated strategy.
Do not apply a CFD dividend rule to HYCM INVEST
The stock page advertises HYCM INVEST, fractional purchases from US$10, zero commission and dividend participation through MT5. Its displayed AAPL.USX specification uses a 1:1 ratio and zero long/short swap values. Those entries alone do not establish custody arrangements, transferable ownership or every charge. “Zero commission” does not answer currency conversion, corporate-action or withdrawal costs.
The checked Apple symbol page describes the issuer and USD quotation. An issuer description is not the client contract. This review did not obtain the INVEST custody, fractional-interest, voting, settlement or transfer terms, or verify a personal dividend payment.
By comparison, the linked S.R.L. execution policy, dated August 2025, describes CFDs as cash-settled contracts without delivery of the underlying asset. Its CFD dividend provision credits long positions subject to a 10% service charge and debits short positions at the full dividend amount. This is a provision of that CFD policy, not a verified HYCM INVEST dividend rule.
For the exact product, request the legal instrument type, custody or counterparty arrangement, fractional rights and corporate-action schedule. Compare the answer with the contract attached to your account, rather than inferring ownership from a stock name or MT5 symbol.
“Fixed” and “Islamic” still need a current schedule
The main account page warns of wider spreads during its midnight session, described as 20:00–06:00 GMT, including Fixed accounts. The execution policy also reserves spread changes in affected liquidity or volatility conditions and separates financing and commission from the quoted price. A starting spread is not a guaranteed execution cost.
The current account page links an Islamic-fee file displaying a 25 September 2023 notice. It describes a fourteen-day no-charge period and symbol/currency fee entries afterwards. The file says other products without Islamic availability use standard financing charges. It is not evidence of permanently free holding costs.
The retrieved fee columns do not establish a complete per-lot or daily charging methodology. Confirm the symbol, account currency, eligibility, current free period, quantity unit, charging frequency and effective schedule. Keep the accepted notice and reconcile the actual ledger against that basis; do not substitute a guessed daily calculation.
A currently linked older-dated file and a newly accepted personal fee schedule are different evidence. This review checked the former and did not verify personal Islamic status, a live financing debit or continued eligibility.
A trailing stop needs the terminal to keep working
The execution policy distinguishes terminal-side trailing stops from server-side stop-loss orders. It says the trailing function operates in the terminal and cannot continue while that terminal is disconnected. It also describes ordinary stop orders executing at the next available price after triggering, rather than guaranteeing the chosen stop price.
- Identify the control: retain the order ticket and distinguish the trailing setting from the latest stop-loss level actually accepted by the server.
- Identify the dependency: record the terminal, connection and strategy state. A displayed trailing distance does not prove that the server will keep recalculating it after disconnection.
- When investigating an event: retain timestamped terminal logs, connection interruptions, order amendments and execution records. Ask which server-side level was in force and how the fill price was determined.
This is a reading of the public policy, not a live terminal test. It does not establish how a particular mobile session, hosted terminal or Expert Advisor behaved. Do not disconnect a live session to test protection; establish the documented configuration before relying on it.
Free research tools have an offer period and a funding condition
The campaign page advertises Seasonax and Financial Source access. Its footnote limits the described offer to a one-month subscription and requires a minimum deposit of 1,000 in the account's base currency. That is a condition of the checked campaign, not proof that every active account receives perpetual access.
Request the offer's current availability, start date, expiry, renewal price and cancellation process before assigning value to it. Do not fund an account solely to test an unconfirmed subscription. This review did not activate either service or verify renewal terms.
The document catalogue separates company sections; the S.R.L. legal-document page links the execution policy. Keep the applicable customer agreement, product terms, specifications, offer conditions and their effective versions together. For a discrepancy, preserve the company, account/server, exact symbol, order identifiers, timestamps, statements and full calculation. Use independently verified contact details and obtain that company's complaint procedure. No complaint or external message was sent.
Questions before choosing an offer
Is US$20 the minimum for every HYCM offer?
No universal minimum was established. The main table and campaign table differ; obtain the terms for the exact company, account and offer.
Does a CFD dividend adjustment prove HYCM INVEST ownership?
No. The S.R.L. CFD policy describes a contract adjustment. INVEST custody and fractional rights require their own current terms, which were not obtained here.
Does a trailing-stop setting keep moving when my terminal is offline?
The checked policy says the trailing function depends on the terminal. Retain the last server-accepted stop level and obtain the documented configuration; no live behaviour was tested.
